What Everybody Ought to Know About Nonprofit Insurance

The specifics of nonprofit insurance companies has many wondering just how much scope and coverage they get to provide to those working for nonprofit organizations and if these services are really what they claim to be, which looks to consider just how little is known about these types of policies. For those in this bracket of the work force, it is essential to realize just how much opportunity, benefits and advantages there are when it comes to having nonprofit insurance at hand, especially as a great means to a stable and secure future while at work and even through the years of retirement.

Requirements and Work Details

One of the most important aspects of looking into this particular type of policy is the fact that there are particular requirements that need to be supplied first before being able to avail this type of policy, especially since most organizations are linked with the government. After being able to acquire these different details such as particular applications, financial statements and other pertinent documents, you can go ahead and begin the processing with an insurance provider which often may be working together with your organization, making it easier to gain information and access.

Includes Property Assurance

Not only are nonprofit insurances directly linked to the security and guaranteed financial support of individuals, it is also has advantage for those seeking to keep tabs with property and any aspect related to it, similar to what people are used to with other insurance plans. This is a big advantage to those who are within the ranks of running their own nonprofit organizations as having insurance can gain protection and security in relation to any possible damages or losses in property and the amount of benefits from this is also similarly covered like in other types of policies.

Monetary Support

There is also an equivalent financial assistance that can definitely be received from the policy, as compensation while you are working as well as assistance during cases when you are left unemployed and some also even offer consultations to help regarding finances. What is great about nonprofit insurances is that it takes the guaranteed assistance to a level of commitment that helps those who are within these different policies and plans to have a better idea of just how they should be able to handle the monetary benefits that is guaranteed so that in the long run finances are left stable.

The Exemptions

Some insurance do have particular exemptions to particular policies and there are some organizations that do fall into this category like nursing homes and other medical service units, will have to partake of other types policies. This however does not necessarily negate the fact that policies are not available for these organizations, it just so happens that there may be some providers that will not cater to particular groups while others will be able to cover any organization regardless of the type.

Applicable to Specific Needs

A big consideration with regard to nonprofit organizations is the fact that insurances will be able to help with their specific needs, particularly when there are specific programs and projects that need to be put up. Providers will make it a point to give the necessary aid to help these programs run full speed ahead and guarantee that these projects get to run out smoothly, as in general, nonprofit organizations are similarly insured as those who are in the private sectors, there are just some particular needs, ideals and requirements that they have to accomplish for them to be able to provide the necessary policies for those who work within their businesses.

Thoughts on the Tour

I have driven across the country, stopping in smaller towns and cities, to talk and listen to Canadians. The experience was exhilarating, enlightening, and frankly humbling.

It is a great privilege to drive across the country and get a real feel for what concerns Canadians in their daily lives. It teaches you the value of what Canada has to offer the world and what Canadians have to offer each other.

Canadians are more engaged and more thoughtful than we are given credit for. What I discovered is that when you stop and actually listen to people they are willing to share their ideas, their hopes and aspirations for themselves, their communities, and their country. The quality of the ideas they shared was impressive, and often left me scratching my head and asking, “why can`t the federal government do that” and “why aren’t we trying that approach.”

I also learned that what connects us, and what unites us is far greater than what divides us. We are concerned about each other, our economy, and whether the next generation will have the same opportunities we have enjoyed. We want a country where the federal government does not adopt short sighted policy for political gain, but acts in the best interests of the whole country with a long term vision of what Canada can and should be.

When I started this trip I was motivated by a desire to change the country, but I found that Canada changed me. There are real problems we must face, and challenges to overcome, but I am more optimistic than ever that the solutions we are looking for are here, if we listen to each other, respect each other, and work together to build the Canada of opportunity we dream of.

Southern and Western Ontario

I knew that southern Ontario had been hit hard by the downturn in the economy and consequences of the financial crisis. However, it is one thing to read about the impact, and it is another to sit and listen to people tell their stories.

As I travelled to Burlington, Brantford and London, and spoke to folks about the economy and jobs, it was made clear to me that it is not only high unemployment that has people here concerned, it’s a sense that there is nothing that can be done.

Even as I stopped in Chatham to talk to folks and listen to their concerns, I learned that the newspaper where I was going to do an interview had fired half of its staff that very morning.

We stopped in Windsor, once the great centre of auto manufacturing, and confirmed that too many people there were also out of work. Many folks talked about job training and how the government was trying to help, but seemed to be training people for jobs that did not exist.

Even in this environment, however, there were signs of hope. A couple of young entrepreneurs who opened a skater shop in downtown Windsor were working with others to try and building a community of small business that could attract customers back to the core. In Chatham, a local gallery had established a community on the beautiful old main street and as a result attracted a variety of local business to set up shop in the neighbourbood.

Perhaps one of the hardest hit towns we visited was Goderich, where the closing of a Volvo plant and the devastation of a tornado would lead you to think that the town was in real trouble. But that’s not what we found. We found a place where a spirit of optimism was profound, and the desire to rebuild and forge a future for the community was unbowed.

The desire to work, an interest in building community, and the vision to plan for the future were everywhere we went and I am confident southern Ontario can and will be an economic driver for Canada again.

sad to say, but I’m on my way…..

From Sydney and across Cape Breton to the Canso causeway, we drove back to the mainland. We made stops in Antigonish, New Glasgow, and Bedford on our way to Halifax. It was a blast to be back in my old stomping grounds, check out the old haunts and places I lived, and to see how much Halifax has changed.

After graduating from Dalhousie, I left Halifax at the height of the last major recession because the opportunities seemed limited. I often wonder what my life might have looked like had I stayed in the Maritimes and tried to make a life for myself here.

Fate had me move west as a young man, and here I was once again saying so long to Halifax, but not good bye, as our campaign bus rolled out across Nova Scotia back into New Brunswick and Quebec.

I love the bilingual feel and spirit of New Brunswick and it carried me into Quebec, eager to talk to folks about Quebec, Canada, and our common future.

The conversations I had in Quebec were informative and moving.  I met an older gentleman who was illiterate and who shared stories of his life growing up under a Duplessis government. Many people I spoke with expressed concern that Canada is spending too much on armaments, and not enough on education, job training and healthcare.

A great gathering in Kingston and the Islands, Ontario, with very active Liberals is just one example of how Liberals of all views are engaged in the leadership contest and they want to know where the candidates stand on the issues.

I look forward to talking, and listening to more folks as we continue this amazing cross Canada road trip.

From Bonavista to Vancouver Island

… this land was made for you and me.

We left Vancouver Island about one month ago and have travelled across the country to Newfoundland. We have stopped in small communities, towns, and cities across the country to talk to Canadians where they live, work, and play.

We drove across Newfoundland, from Port Aux Basques to St. John’s. There, we spent some time with the Townies (as the rest of Newfoundland call people who live in the cities) and visited the historic town of Brigus.

What a warm reception for a Liberal from so far away. The ties that bind this country were evident from the get go as we shared stories of government cut backs to search and rescue services that have affected both the Pacific and Atlantic coasts. The debate over the Muskrat falls hydro-electric project also dominated many conversations. Those discussions, and talk about tough economic times in much of Newfoundland and Labrador (despite recently becoming a “have” province because of a resource boom) reminded me of what real federal leadership could accomplish when a government understands that it can make a difference in people’s lives and be the helping hand to make sure everyone shares in the prosperity of the country.

After Gander, we drove back across the Island, stopping in places like Corner Brook and Stephenville. At the Tim Hortons in Corner Brook a long time mill worker simply asked that I work to get rid of a federal government that does not understand Newfoundland. A bicycle shop owner said that making paper would not support the town forever and that a plan was needed to diversify the economy and grow the tourism sector. In Stephenville, the owner of an electronic shop and the owner of the local taxi company both felt that their tax dollars were not being spent wisely. Everywhere we went there was an appetite for a strong Federal Liberal party to represent the interests of Newfoundlanders and Labradorians who feel like their voice is not heard in our Confederation.

The people of Newfoundland, known for their hospitality, exceeded their reputation and we are sorry to be leaving such a warm and friendly place. We did not get to Bonavista this time, but I have a new appreciation for the similarities between Canada’s east and west coast. I sure hope we can return soon.

The Start of a Journey

Amazing… what a journey so far. I am so thankful and proud of the work our team has been doing to get to this point.

I have been extremely humbled by all of the love and support my family and friends have shown me and I will do my best to make you proud.

C’est un grand voyage que je commence. Ma perspective du monde continue à s’épanouir. Ce voyage me remplit d’inspiration et d’enthousiasme. J’ai hâte de faire la rencontre de beaucoup de nouveaux amis lors de mes voyages à travers le pays.

Let the journey begin…